So I had applied for the Hobby Lobby Visa (US Bank) on my silly new year app spree.
I got my denial letter today stating my bk (4 years ago) as the reason and thought I'd call for recon. He said he can see I've been doing really well with my credit since but that they have a strict bk policy where they won't give credit until past the 5 year mark since bk filing date. Thought I'd pass on the info to save others from hps through US Bank before their 5 year anniversary.
