@Anonymous wrote:
I thought I didn't have to claim a debt if I didn't want to? And yes bk is something very serious, I don't like what I did to my credit when I was gonna be a single guy forever and I simply can't afford payments and living anymore.
No, this is a common myth.
You have to put all (100%) of your debt and your assets on the BK petition.
Before you decide to file, you might want to put together a budget for yourself. This way you may be able to work yourself out of your current debt rather than filing Bk.