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I have read a few posts about people using their open credit cards while not yet discharged from their Chapter 7 BK. I was told that you should not be using any credit until the discharge.
Isn't that a violation of the court to be using credit before the case is closed?
I have 8 open credit cards that were not IIB and were at zero balances when I filed and I dont plan on using them until my discharge around January 15th, 2014.
I'll be surprised if some or all credit cards are not cancelled by the issuers once they receive notification that the credit card holder has filed for bankruptcy. One would not know which has been cancelled until used. Technically, if the cards were not listed in the application because of zero balances and balances are created after filing but before the creditors meeting, that would be problematic if the trustee becomes aware of that change. One is required to report any change in status while the application is under review by the court/trustee.
Yeah... Good luck! Cap1 closed my card within a week of electronically filing.