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How long after chpt 7 to refinance private student loans at lower APR

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andrew232
New Member

How long after chpt 7 to refinance private student loans at lower APR

I have two students loans with double-digit interest rates. Obviously applying and getting rejected over and over would be problematic.

 

How long after Chpt 7 would you wait before you attempted to refinance your private student loans at lower interest rates?

 

I currently am 6 months post-bkrptcy, with a Capital One card (1k limit), zero balance, used regularly and paid on time. 

 

Worth a shot or wait?

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