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How long after....

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homesteader
Established Member

How long after....

My Chapter 7 bankruptcy was discharged om 7/22/12. My Exp is 591 Eq 526 Transu ???. Could I be approved for a Lowes card?  I think Orchard and First Premier are out  of the question. They were included in the bankruptcy.  Currently have NO cards and no other loans. Just my pick up payment


Starting Score: 493
Current Score: 602
Goal Score: 650


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Message 1 of 8
7 REPLIES 7
homesteader
Established Member

Re: How long after....

oooops 6/22/12 not 7/22/12


Starting Score: 493
Current Score: 602
Goal Score: 650


Take the FICO Fitness Challenge
Message 2 of 8
Comet21
Regular Contributor

Re: How long after....

I would look at Capital One and Credit One in that order.


Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700


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Message 3 of 8
homesteader
Established Member

Re: How long after....

Just got current scores. Ex. 591 Eq. 526 TU 499


Starting Score: 493
Current Score: 602
Goal Score: 650


Take the FICO Fitness Challenge
Message 4 of 8
Comet21
Regular Contributor

Re: How long after....

Where did you get those scores from? I thought that you could not purchase a FICO EX. Your scores will go up, but I was able to get a Capital One(Had previously but I closed a couple of years prior to BK) $500 Limit, Credit One $300 Limit. My DW received Capital One, First Premier, & Valero Gas and her scores were/are about 20 pts higher.


Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 8
homesteader
Established Member

Re: How long after....

Credit Sesame its free and provided by experian. But you can only get your score


Starting Score: 493
Current Score: 602
Goal Score: 650


Take the FICO Fitness Challenge
Message 6 of 8
MarineVietVet
Moderator Emeritus

Re: How long after....


@homesteader wrote:

Credit Sesame its free and provided by experian. But you can only get your score


Hi there.

 

Unfortunately those are not FICO scores. CreditSesame gives you an Experian National Equivalency Score that runs on a scale of 360-850.

 

Message 7 of 8
Anonymous
Not applicable

Re: How long after....

Start with Capital One first, then go from there.

Message 8 of 8
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