Chapter 13 stays on 7 years from filing if discharged.
roosevelt3 wrote:I filed Chapter 13 bankruptcy back in June 2001. I completed my payments and it was dismissed in June 2007. I want to work on my credit score and have a few questions. Any help is appreciated.1. Is the banruptcy supposed to stay on my credit report for 7 or 10 years. And is it 7 or 10 years from the date filed or the date discharged. I've read both and don't know which one is correct.2. My mortgage payment was IIB. How were my payments during that time supposed to be reported? I've read that my payments during my bankruptcy is supposed to be reported as current. However, during that entire time it is reporting as 90 & 120 days late.Thanks in advance for your help.