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How long to report on credit?

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hpotterfan77
Regular Contributor

How long to report on credit?

Just out of curiosit, approximately how long does it take for a new credit card (or 3...lol) to appear on your credit for the first time?

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 1 of 5
4 REPLIES 4
Scupra
Super Contributor

Re: How long to report on credit?

Depends on the lender.. Usually between a week and a month

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 5
hpotterfan77
Regular Contributor

Re: How long to report on credit?

Ok, thanks.  I've seen conflicting information and was just curious. Smiley Happy

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 3 of 5
Taoron
Frequent Contributor

Re: How long to report on credit?


@hpotterfan77 wrote:

Just out of curiosit, approximately how long does it take for a new credit card (or 3...lol) to appear on your credit for the first time?


For Capital One, it's about 2-3 months, lol.  Smiley Happy



Message 4 of 5
Scupra
Super Contributor

Re: How long to report on credit?


@Taoron wrote:

@hpotterfan77 wrote:

Just out of curiosit, approximately how long does it take for a new credit card (or 3...lol) to appear on your credit for the first time?


For Capital One, it's about 2-3 months, lol.  Smiley Happy


Hahaha Smiley Very Happy My Venture card reported within a week if I remember correctly.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 5
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