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How should I handle this (Bank Of America)

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0REDSOX7
Valued Contributor

How should I handle this (Bank Of America)

So, I decide to pull a fresh CR today from EQ and notice the following...

 

BofA is reporting my three CCs I had with them as IIB - but reporting each card twice. Once with the filing date as last reported and once with the discharge date as last reported. All pertinant details match (date opened, DoFD, etc), but the account numbers are clearly different.

 

I was going to dspute online, but don't know under what grounds to do so... and part of me also doesn't want to poke a sleeping giant, but, right now it is showing three more accounts as IIB that werent, and that has to be dropping my score.

 

It is like this ONLY on my EQ CR - TU and EX are all valid and accurate.

 

Thoughts?

BK Discharge 2/11/14

Currently in the garden.
Message 1 of 4
3 REPLIES 3
Scupra
Super Contributor

Re: How should I handle this (Bank Of America)

dispute as duplicate? What are you affraid of happening?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 4
0REDSOX7
Valued Contributor

Re: How should I handle this (Bank Of America)

Good call. I just don't want it coming back to bite me somehow - but hey, three extra accounts reporting as IIB can't be good.

I disputed online. Will see what happens.
BK Discharge 2/11/14

Currently in the garden.
Message 3 of 4
Scupra
Super Contributor

Re: How should I handle this (Bank Of America)


@0REDSOX7 wrote:
Good call. I just don't want it coming back to bite me somehow - but hey, three extra accounts reporting as IIB can't be good.

I disputed online. Will see what happens.

Good luck! Keep us posted!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 4
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