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I'm interested in these responses as well.
Please let us know what rates you got and the amount as well!
@apay wrote:
Everything I read says 2 years for FHA loan but doesn't say anything for conventional or new build or 203k. We have a large family and rent in our city is killing us, so hoping to buy as soon as we can.
203k is a FHA loan (specialized) for rehab. A new build home would be a regular FHA loan if the builder if fronting the construction funds and you are closing when it is finished.
I don't remember the time for a conventional mortgage loan (4 to 7 years comes to mind but it is a good question to ask in the mortgage subforum here).
@StartingOver10 wrote:
@apay wrote:
Everything I read says 2 years for FHA loan but doesn't say anything for conventional or new build or 203k. We have a large family and rent in our city is killing us, so hoping to buy as soon as we can.203k is a FHA loan (specialized) for rehab. A new build home would be a regular FHA loan if the builder if fronting the construction funds and you are closing when it is finished.
I don't remember the time for a conventional mortgage loan (4 to 7 years comes to mind but it is a good question to ask in the mortgage subforum here).
4 years is correct for a conventional.