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How soon after getting a Capital One Platinum should I apply for a Quicksilver?
I'm about 6 months post-discharge. Score = 681. CL = 6k
Thank you!
@Anonymous wrote:How soon after getting a Capital One Platinum should I apply for a Quicksilver?
I'm about 6 months post-discharge. Score = 681. CL = 6k
Thank you!
6 months is the absolute minimum time between Capital One apps, so there's that
A better question would be: How soon after getting a Capital One Platinum can I get on their website chat and ask for a product change to a Quicksilver on the same account?
The answer to that one is 60 days from card activation
That's a good idea cuz quicksilver def has better perks. But I'm more just looking to get another card and increase me CL.
Anyone have good results applying for a QuickSilver while already have a platinum?
@Anonymous wrote:How soon after getting a Capital One Platinum should I apply for a Quicksilver?
I'm about 6 months post-discharge. Score = 681. CL = 6k
Thank you!
I was able to convert my Platinum card to a Quicksilver right around 45 days. I am 6 month post discharge from a CH13. I had no issues and I did it over the phone. My SL was $3k and it currently remains there. I will be trying for a CLI as soon as allowed. Hope that helps!
@luxeprw9 wrote:
@Anonymous wrote:How soon after getting a Capital One Platinum should I apply for a Quicksilver?
I'm about 6 months post-discharge. Score = 681. CL = 6k
Thank you!
I was able to convert my Platinum card to a Quicksilver right around 45 days. I am 6 month post discharge from a CH13. I had no issues and I did it over the phone. My SL was $3k and it currently remains there. I will be trying for a CLI as soon as allowed. Hope that helps!
It's allowed now - do it!
seriously though, your best course would be to request a CLI before the card hits 6 months, as at that time credit steps will kick in, and that will lock you out of further increases until the card hits 1 year
I was approved for the Platinum in June "16, and PC'd to QS right after my1st statement cut. You have to wait 6 months between new card apps with Cap1. I apped for QS in Dec '16 with FICO 8 at EQ 695, TU 655, EX 682, and was approved for a $10000 SL.
@Anonymous wrote:
@luxeprw9 wrote:
@Anonymous wrote:How soon after getting a Capital One Platinum should I apply for a Quicksilver?
I'm about 6 months post-discharge. Score = 681. CL = 6k
Thank you!
I was able to convert my Platinum card to a Quicksilver right around 45 days. I am 6 month post discharge from a CH13. I had no issues and I did it over the phone. My SL was $3k and it currently remains there. I will be trying for a CLI as soon as allowed. Hope that helps!
It's allowed now - do it!
seriously though, your best course would be to request a CLI before the card hits 6 months, as at that time credit steps will kick in, and that will lock you out of further increases until the card hits 1 year
I tried for a CLI and was denied for account being too new. It said to try again after the 3rd statement. That will be sometime in April.
@Anonymous wrote:I was approved for the Platinum in June "16, and PC'd to QS right after my1st statement cut. You have to wait 6 months between new card apps with Cap1. I apped for QS in Dec '16 with FICO 8 at EQ 695, TU 655, EX 682, and was approved for a $10000 SL.
Bella,
Can you clairify? You switched to QS soon after getting your Platinum in June, but then applied for QS again in December?
@Anonymous wrote:
@Anonymous wrote:I was approved for the Platinum in June "16, and PC'd to QS right after my1st statement cut. You have to wait 6 months between new card apps with Cap1. I apped for QS in Dec '16 with FICO 8 at EQ 695, TU 655, EX 682, and was approved for a $10000 SL.
Bella,
Can you clairify? You switched to QS soon after getting your Platinum in June, but then applied for QS again in December?
Sure! I apped and got approved for Platinum on 6/5/16, PC'd to QS after 1st statement cut on 7/3/16, then apped for the Quicksilver WEMC and got approved on 12/22/16. The PC isn't considered a new app because your card retains the same number, same CL APR, approval date, etc. It just changes name and you can get rewards. I hope that helps, but let me know if there is something specific you would like to know that I didn't cover.