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Valued Contributor
Posts: 1,974
Registered: ‎06-21-2012
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Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Bella,

Just to clarify further. You didn't actually apply for the WEMC, that's just what they gave you right?

I haven't seen a spot where they allow you to choose Visa, VS, MC, or WEMC.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 650 | TU 614 | EX 661

QS 3.3K | WF 500 |
Cabela's 3k | ACU 500 |

Valued Contributor
Posts: 1,192
Registered: ‎06-13-2016
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Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?


j_casteel wrote:
Bella,

Just to clarify further. You didn't actually apply for the WEMC, that's just what they gave you right?

I haven't seen a spot where they allow you to choose Visa, VS, MC, or WEMC.

I knew it would be a WEMC. Cap1 switched both the Quicksilver and Venture over to WEMC last Fall. And they've just recently switched the Venture to Signature Visa. Prior to these changes, they were both available as Visa Signature when apped through the Cap1 site, and WEMC when apped through Credit Karma.

 

Hopefully Cap1 is done changing things around! Smiley Happy

Current Scores------ EQ 689; TU 658; EX 687 FICO 08---------------- Last app 04/12/17
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

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Valued Contributor
Posts: 1,192
Registered: ‎06-13-2016
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Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Also, if you click on the card details for each card on the Cap1 site, down a little ways it tells you that the Quicksilver comes with World Elite Mastercard benefits, and if you look at the Venture it tells you it comes with Visa Signature benefits. And now Credit Karma links straight to the Cap1 site when you click to see more details, so you will see the same info.

Current Scores------ EQ 689; TU 658; EX 687 FICO 08---------------- Last app 04/12/17
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

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Established Contributor
Posts: 896
Registered: ‎04-14-2016
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Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?


Bella007 wrote:

j_casteel wrote:
Bella,

Just to clarify further. You didn't actually apply for the WEMC, that's just what they gave you right?

I haven't seen a spot where they allow you to choose Visa, VS, MC, or WEMC.

I knew it would be a WEMC. Cap1 switched both the Quicksilver and Venture over to WEMC last Fall. And they've just recently switched the Venture to Signature Visa. Prior to these changes, they were both available as Visa Signature when apped through the Cap1 site, and WEMC when apped through Credit Karma.

 

Hopefully Cap1 is done changing things around! Smiley Happy


LOL!  Change is the only constant!  Smiley Tongue






BK7 Discharged 4/27/2016 - Fico 8 as of 04/20/2017: EX 658 / TU 661 / EQ 678 - Follow my Journey Here
Valued Contributor
Posts: 1,974
Registered: ‎06-21-2012

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

So basically, any "new" QS cards will be on the MC network. **bleep**, I was hoping my next app for a QS I'd get a Visa. I'd rather use it at Costco until I can get the Citi card from them. The Venture card can still be either?
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 650 | TU 614 | EX 661

QS 3.3K | WF 500 |
Cabela's 3k | ACU 500 |

Valued Contributor
Posts: 1,974
Registered: ‎06-21-2012
0

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Nvm, just reread the posts....Looks like Venture is now Visa, but QS are MC.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 650 | TU 614 | EX 661

QS 3.3K | WF 500 |
Cabela's 3k | ACU 500 |

Valued Contributor
Posts: 1,192
Registered: ‎06-13-2016

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Hi, j, I was bummed too because I wanted the QS VS too, for the same reason. I am thinking that if you get the Venture you could still PC it to QS and it should retain the VS network. That's my theory. I was planning on doing that down the road but might not since I got the Chase Amazon VS last month.
Current Scores------ EQ 689; TU 658; EX 687 FICO 08---------------- Last app 04/12/17
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,974
Registered: ‎06-21-2012

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Great minds think alike...I was planning on giving that a try. Getting the Venture in June, and then PC it to QS visa since Cap1 won't change network lines.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 650 | TU 614 | EX 661

QS 3.3K | WF 500 |
Cabela's 3k | ACU 500 |

Valued Contributor
Posts: 1,192
Registered: ‎06-13-2016
0

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Awesome, good luck, keep us all posted on what happens! Smiley Happy

Current Scores------ EQ 689; TU 658; EX 687 FICO 08---------------- Last app 04/12/17
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
New Contributor
Posts: 405
Registered: ‎02-07-2017

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

I'm in pretty much the same situation as the OP - I was approved for and activated an unsecured Platinum MC last month, and rmduhon has advised me to try for both a PC to Quicksilver and a CLI before the six-month mark. I activated my card on February 17, so judging from the information in this thread I should probably go to Cap One and request a changeup to Quicksilver around April 17 (just after tax day, yikes!). As for CLI, I got an email on March 13 that Cap One will automatically raise my line to $3,500 after my 5th payment (my first one is due April 5). Again, judging from the information in the thread, I gather I should ask for the CLI before then - after 3rd statement (June), maybe? I did take note of the post saying asking for the CLI right off the bat around/after first statement was probably too soon.

Rebuilding credit since 2015 (BK filed 8/14, discharged 12/14) - started out in 570's, now approaching 700 (FICO 4/17:TU 627/EX 662/EQ 659 FICO 8 or 690 NG 2, VS 3.0 4/21/17: TU 684/EX 685/EQ 691)! $951 Cap One secured/$3000 Cap One unsecured/$800 Amazon Prime Store Card/$2500 Discover It (NEW 03-21-17)/$10k PenFed used car loan/$5k Navient student loan. In the garden until Sept. 2017 unless I get an offer I can't possibly refuse...

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