cancel
Showing results for 
Search instead for 
Did you mean: 

How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Valued Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Bella,

Just to clarify further. You didn't actually apply for the WEMC, that's just what they gave you right?

I haven't seen a spot where they allow you to choose Visa, VS, MC, or WEMC.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 11 of 21
Valued Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?


j_casteel wrote:
Bella,

Just to clarify further. You didn't actually apply for the WEMC, that's just what they gave you right?

I haven't seen a spot where they allow you to choose Visa, VS, MC, or WEMC.

I knew it would be a WEMC. Cap1 switched both the Quicksilver and Venture over to WEMC last Fall. And they've just recently switched the Venture to Signature Visa. Prior to these changes, they were both available as Visa Signature when apped through the Cap1 site, and WEMC when apped through Credit Karma.

 

Hopefully Cap1 is done changing things around! Smiley Happy

Current Scores------ EQ 684; TU 653; EX 688 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 12 of 21
Valued Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Also, if you click on the card details for each card on the Cap1 site, down a little ways it tells you that the Quicksilver comes with World Elite Mastercard benefits, and if you look at the Venture it tells you it comes with Visa Signature benefits. And now Credit Karma links straight to the Cap1 site when you click to see more details, so you will see the same info.

Current Scores------ EQ 684; TU 653; EX 688 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 13 of 21
Established Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?


Bella007 wrote:

j_casteel wrote:
Bella,

Just to clarify further. You didn't actually apply for the WEMC, that's just what they gave you right?

I haven't seen a spot where they allow you to choose Visa, VS, MC, or WEMC.

I knew it would be a WEMC. Cap1 switched both the Quicksilver and Venture over to WEMC last Fall. And they've just recently switched the Venture to Signature Visa. Prior to these changes, they were both available as Visa Signature when apped through the Cap1 site, and WEMC when apped through Credit Karma.

 

Hopefully Cap1 is done changing things around! Smiley Happy


LOL!  Change is the only constant!  Smiley Tongue

Message 14 of 21
Valued Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

So basically, any "new" QS cards will be on the MC network. **bleep**, I was hoping my next app for a QS I'd get a Visa. I'd rather use it at Costco until I can get the Citi card from them. The Venture card can still be either?
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 15 of 21
Valued Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Nvm, just reread the posts....Looks like Venture is now Visa, but QS are MC.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 16 of 21
Valued Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Hi, j, I was bummed too because I wanted the QS VS too, for the same reason. I am thinking that if you get the Venture you could still PC it to QS and it should retain the VS network. That's my theory. I was planning on doing that down the road but might not since I got the Chase Amazon VS last month.
Current Scores------ EQ 684; TU 653; EX 688 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 17 of 21
Valued Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Great minds think alike...I was planning on giving that a try. Getting the Venture in June, and then PC it to QS visa since Cap1 won't change network lines.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 18 of 21
Valued Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

Awesome, good luck, keep us all posted on what happens! Smiley Happy

Current Scores------ EQ 684; TU 653; EX 688 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 19 of 21
Established Contributor

Re: How soon after getting a Capital One Platinum should I apply for a Quicksilver?

I'm in pretty much the same situation as the OP - I was approved for and activated an unsecured Platinum MC last month, and rmduhon has advised me to try for both a PC to Quicksilver and a CLI before the six-month mark. I activated my card on February 17, so judging from the information in this thread I should probably go to Cap One and request a changeup to Quicksilver around April 17 (just after tax day, yikes!). As for CLI, I got an email on March 13 that Cap One will automatically raise my line to $3,500 after my 5th payment (my first one is due April 5). Again, judging from the information in the thread, I gather I should ask for the CLI before then - after 3rd statement (June), maybe? I did take note of the post saying asking for the CLI right off the bat around/after first statement was probably too soon.

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 12/1/17:TU 663/EX 697/EQ 688 FICO 8 (Aug 2017) or 680 FICO 9 (Penfed Sep 2017), VS 3.0 12/1/17: TU 699/EX 687/EQ 693. $33.2K revolving credit as of 11/7/17; $951 Cap One secured Platinum MC, $2000 Apple FCU Platinum Visa, $3500 Amazon Prime Store Card, $3500 Walmart Store Card, $3500 Cap One Quicksilver MC, $4000 Care Credit, $4300 Overstock Store Card, $4500 Discover It, $7000 Penfed Power Cash Rewards Visa, $10k PenFed used car loan, $5k Navient student loan. In the garden again from 10/26/17 for at least the next 3 months unless I get a really really good preapproval.
Message 20 of 21