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How to join NCFU and rebuild as a civilian the right way

Regular Contributor

Re: How to join NCFU and rebuild as a civilian the right way


bunnimom wrote:

Right.....lol.., which cc. is best to apply for? I know they have many different types

 

 For rebuilding, i would do the gorewards or cashrewards.

Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
Message 91 of 527
Established Contributor

Re: How to join NCFU and rebuild as a civilian the right way


bunnimom wrote:

Right.....lol.., which cc. is best to apply for? I know they have many different types.


I would go with the cashrewards card. I would care about the limit or the APR, you just want to get in.  I would take the secured card if the ofer it as a counter offer and as a last resort.

 

 

Message 92 of 527
Established Contributor

Re: How to join NCFU and rebuild as a civilian the right way

How you do this online i have my email welcome but when i came to the nfcu select eligibility i choose civilia what do i have to choose on the affiliation and i guess employment status is outside the goverment
Seclet association /company /community
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)

WELCOME TO 100K CLUB . LAST APP 06/30/16 Credit Score 8 TU 744 EQ 705 EX 724
Message 93 of 527
New Contributor

Re: How to join NCFU and rebuild as a civilian the right way

I just tried to do my app online and called because there is no where to put the NL info and was told I had to do a paper app and fax it.... Has this happened to anyone else.  The membership dept is closed today but the account services dept is open. Any Suggestions?

Message 94 of 527
Established Contributor

Re: How to join NCFU and rebuild as a civilian the right way

Bunnimom,

You will have print and fax the membership app in along with the welcome to NLUS email and copies of your ID's.

I'm seeing posts where people apply online and then are stuck in a holding pattern because they have to do email or fax the support documents in where membership services and the verification dept.

The easiest and most effective ways to join are via fax/email or in branch.

Guyatthebeach
Message 95 of 527
New Contributor

Re: How to join NCFU and rebuild as a civilian the right way

cool...will do. thanks

Message 96 of 527
New Contributor

Re: How to join NCFU and rebuild as a civilian the right way

Heading to the local branch in the am.... I have everything on the check list. Just checked my fico score, it's 632.  I hope its will be ok fingers crossed... I'll keep you informed. Thanks for all the help.

Message 97 of 527
Regular Contributor

Re: How to join NCFU and rebuild as a civilian the right way


bunnimom wrote:

Heading to the local branch in the am.... I have everything on the check list. Just checked my fico score, it's 632.  I hope its will be ok fingers crossed... I'll keep you informed. Thanks for all the help.


Good luck!  Fingers crossed for you!

Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
Message 98 of 527
New Contributor

Re: How to join NCFU and rebuild as a civilian the right way

Thanks!!!

Message 99 of 527
Frequent Contributor

Re: How to join NCFU and rebuild as a civilian the right way

Go and apply, if denied send recon message.

Good luck!
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 100 of 527