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How to join NCFU and rebuild as a civilian the right way

Regular Contributor

Re: How to join NCFU and rebuild as a civilian the right way

From what I was told they received thousands of new apps and apps for credit products. And for them to take the time just before the end of the business day to process my app and open my account personally on the phone just speaks of their commitment to great service. Hopefully their products are as good as their customer service.
BK7 Filed | 3/25/2016 | EQ: 530 | EX: 526 | TU: 505
BK7 Discharged | 7/11/2016 | EQ: 535 | EX: 574 | TU: 506
Current FICO 8’s 10/28/2017 | EQ: 680 | EX: 680 | TU: 665
Message 81 of 527
Established Contributor

Re: How to join NCFU and rebuild as a civilian the right way

 

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 82 of 527
Established Contributor

Re: How to join NCFU and rebuild as a civilian the right way

Kobe,

 

You ok? You're speechless!

 

Guyatthebeach!

Message 83 of 527
Established Contributor

Re: How to join NCFU and rebuild as a civilian the right way


Guyatthebeach wrote:

Kobe,

 

You ok? You're speechless!

 

Guyatthebeach!


lol!! pressed the key by accident... I'm still waiting for my membership from NFCU though.. does it usually take this long?? applied last wednesday 06/29


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 84 of 527
New Contributor

Re: How to join NCFU and rebuild as a civilian the right way

Hey All...

 

I took the advice of some of the previous post and join the SD branch, paid my 25 bucks and now i am just wondering if i should go ahead and open a acct at he local NFCU.  I have a TU score of about 624. Not sure which accts I should ask for when i go to the branch. Which products would benefit me the most before I go the garden for a bit....lol. Thanks in Advance.

Message 85 of 527
Established Contributor

Re: How to join NCFU and rebuild as a civilian the right way


bunnimom wrote:

Hey All...

 

I took the advice of some of the previous post and join the SD branch, paid my 25 bucks and now i am just wondering if i should go ahead and open a acct at he local NFCU.  I have a TU score of about 624. Not sure which accts I should ask for when i go to the branch. Which products would benefit me the most before I go the garden for a bit....lol. Thanks in Advance.


I would definitely go on and join. 

 

I go apply for the CLOC, but for a small amount, and a credit card.

 

Guyatthebeach

 

Message 86 of 527
New Contributor

Re: How to join NCFU and rebuild as a civilian the right way

Great.... Will do....small amt like 5k or 2k?
Message 87 of 527
Established Contributor

Re: How to join NCFU and rebuild as a civilian the right way


bunnimom wrote:
Great.... Will do....small amt like 5k or 2k?

For the CLOC, I would do no more than 2500. The reason is, how much do you really need for overdraft. 

 

Guyatthebeach

Message 88 of 527
New Contributor

Re: How to join NCFU and rebuild as a civilian the right way

Right.....lol.., which cc. is best to apply for? I know they have many different types.

Message 89 of 527
Regular Contributor

Re: How to join NCFU and rebuild as a civilian the right way


bunnimom wrote:
Great.... Will do....small amt like 5k or 2k?

I'm reading the Official NFCU CLI thread and they recommend you ask for $25k. http://ficoforums.myfico.com/t5/Credit-Card-Applications/Official-NFCU-CLI-Guide/td-p/2101185


BK7 Discharge 1/16
10/15 ~ EQ: 406; TU: 520
11/17 ~ EX: 646; TU: 650; EQ: 639
Message 90 of 527