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I LOVE CAPITAL ONE!

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TRC_WA
Senior Contributor

Re: I LOVE CAPITAL ONE!

Ch 13 discharge May 2013

 

$1000 to $2000 to $4000 to $5500 QS1  opened May 2013

$500 to $750 to $2750 QS1  opened August 2013

$10k to $13k Venture  opened March 2015

 

CapOne has been pretty nice to me.  Smiley Wink

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 11 of 16
9CLINE
Valued Contributor

Re: I LOVE CAPITAL ONE!

Awesome,,,I hear they are real good with folks rebuilding

Message 12 of 16
1Rebuilding
New Contributor

Re: I LOVE CAPITAL ONE!

Nice!  I applied for a Quicksilver card about 3 weeks after discharge and was approved for a $3,000 cl.  I am about to apply for a car loan through them.  I had 2 cars loans from them before my BK so I hope that helps.  I could buy a car in cash but prefer to take a loan out to help my fico.

 

Discharged Chapter 13 late 5/15. Starting my rebuild:
7/28/15 Fico 8: EQ 567-Trans 534-Ex 542-----8/28/15 Fico 8: EQ 632-Trans 622-EX 625
9/25/15 Fico 8 EQ 663-Trans 634-EX 645-----12/9/15 Fico 8: EQ 673-Trans 654-EX 663
2/17/16 Fico 8: EQ 670-Trans 658-EX 676-----3/4/16 Fico 8: EQ 686-Trans 667-EX 686
Message 13 of 16
Anonymous
Not applicable

Re: I LOVE CAPITAL ONE!

I'll love them when they love me again. LOL.

Message 14 of 16
mrsjr
Regular Contributor

Re: I LOVE CAPITAL ONE!

I love Capital One! I currently have over $30,000 available credit with their credit cards and they gave me a car loan at 1.99%! I'm 3 years post Ch 7 discharge, and I also included them in my bankruptcy. I seriously regret that. But I try to use them for everything. I'm wanting a mortgage, but they don't do FHA loans in my state. So, if I want a mortgage with them, I'll have to wait another year......which I might do! 😉



Starting Score: 601
Current Score: 739 TU
Goal Score: 800


Take the myFICO Fitness Challenge
Message 15 of 16
Anonymous
Not applicable

Re: I LOVE CAPITAL ONE!

Nice!! i burned them in CH7 as well in 2010 and they've been great to me.  Take care of those cards now.

Message 16 of 16
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