Reply
Regular Contributor
StartingLifeOver
Posts: 136
Registered: ‎02-06-2009

I'm breaking out of jail!!

Received my discharge today after 3 years of hard time!!  :smileyvery-happy:  WOOHOO!! I don't even know how to feel right now.  A tremendous weight has been lifted & I'm so nervous about starting over again.  I've learned so much from this forum so I'm sure I'll do just fine.  I REFUSE to go back!!.  BK 13 is the worst!!

NFCU Cash Rewards: $14,000/FNBO Platinum: $4,600/Best Buy Cap 1: $2,500/Care Credit $7,600/TJ Maxx $600

Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 :smileyhappy:
Current Score: TU 715 EQ FICO 693 EX 660 all via lender pull 5/9/13
Goal Score: 720

New Contributor
Sha80
Posts: 71
Registered: ‎10-23-2012

Re: I'm breaking out of jail!!

Now the clean up process begins.  I hope you have better luck than me.  I think some OC's get upset when you actually complete the CH 13 process.  I feel mine were planning on banking on me not discharging.  I have dealt with some pretty rude people these past 3 weeks.

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+