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IIB or Paid In Full was Charge Off?

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DiamondDan73
Regular Contributor

IIB or Paid In Full was Charge Off?

I recently disputed all of my wife's TL as not reporting correctly while we are waiting for or discharge. Everything was deleted with TU except for Credit One. It came back as Paid in Full; was Charge Off for the status.
Should I bother with trying to keep disputing it? Is that better, worse, of same as IIBK? It says it was charged off and sold before I filed.
Started 11/2020 EQ 549 TU 580 EX 559
Currently 12/2020 EQ 541 TU 606 EX 576
2021 FICO Goal 680 on all 3
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Scupra
Super Contributor

Re: IIB or Paid In Full was Charge Off?

If it was charged off prior to filing you will have a very hard time getting them to update to IIBK. I wouldn't worry too much about it.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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