@medicgrrl wrote:
Actually, you can start rebuilding during a 13. You can talk to your attorney about the local rules on new debt and when you need the courts permission. I would suggest starting with a secured card.
My one regret is not knowing that I could start the rebuild process during my BK.
You are correct it all depends on your location and the trustee. I believe in my area you can obtain more debt but it can't go above 5K without the Trustees permission. With that you can get a secured card and start rebuilding while in the Chapter 13. Again it all depends on the area and Trustee.