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I have commented a few times saying I have been trying to follow the 700 plan, but have not been able to because I included both Capital One and Credit One in BK. My credit one account was charged off in 2012 and I have tried a few times to pre-qual and they turn me down. So today I called to ask if there is a waiting period to obtain a new Credit One....the CSR told me you are blacklisted for life. lol. Apparently, you can only have one account with them, and it doesnt matter what reason you close it, you can never have another one. I was pretty surprised....I guess they are tougher than AMEX.
I wanted to let others know, since I have seen several ask about Credit One after IIB.