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Inquiry cause increase in score?

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Fordstacie
Established Member

Inquiry cause increase in score?

My fido alert just notified me of increase of 15 points, I checked the recent activity the only thing new was an inquiry. Anybody else have experience with this?

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bdhu2001
Valued Contributor

Re: Inquiry cause increase in score?


@Fordstacie wrote:

My fido alert just notified me of increase of 15 points, I checked the recent activity the only thing new was an inquiry. Anybody else have experience with this?


I'm thinking there has to be something else going on like anniversary for app spree, AAoA, or etc.  I haven't read about anyone's FICO going up from inquiry.  However, I have read of a few people's FICO going up after the new TL reported, because of the decrease in utilization.  Did you also pay down/off balances and have a change in utilization?

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


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Message 2 of 3
ezdriver
Senior Contributor

Re: Inquiry cause increase in score?

Those alerts are a joke ... just my opinion. Focus your attention on the robustness of your overall credit profile and you'd be much better off in the long run.

 

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