cancel
Showing results for 
Search instead for 
Did you mean: 

Is Barclay, Discover or Chase

tag
Drsgwld
Frequent Contributor

Is Barclay, Discover or Chase

Is barclay, discover, GE cap, or Chase Bankruptcy friendly on 2008 ch7? Never burned any of them. The BK was on my Ex husbands business.

My FICO is 647 and my usage is less than 5%
Message 1 of 25
24 REPLIES 24
Scupra
Super Contributor

Re: Is Barclay, Discover or Chase


@Drsgwld wrote:
Is barclay, discover, GE cap, or Chase Bankruptcy friendly on 2008 ch7? Never burned any of them. The BK was on my Ex husbands business.

My FICO is 647 and my usage is less than 5%

The only touchy one would be Chase. 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 25
Drsgwld
Frequent Contributor

Re: Is Barclay, Discover or Chase

Thank YOU! I keep getting these suggested via Equifax, TransU and MyFICO, but wanted to ask 1st! AmEX slapped me in the face with a NO "You have a BK, Ya Fool!!!"
Message 3 of 25
0REDSOX7
Valued Contributor

Re: Is Barclay, Discover or Chase

Barclays gaver 1750 five months post discharge so you should be good...assuming you cleaned up your reports.
BK Discharge 2/11/14

Currently in the garden.
Message 4 of 25
Scupra
Super Contributor

Re: Is Barclay, Discover or Chase

1 year 4 months Barclay gave me $3k  Just a data point since you are farther out than Red.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 25
Drsgwld
Frequent Contributor

Re: Is Barclay, Discover or Chase

It looks like barclay denied me. Maybe because I had 2 inquiries?
Message 6 of 25
simi_go
Frequent Contributor

Re: Is Barclay, Discover or Chase


@Drsgwld wrote:
It looks like barclay denied me. Maybe because I had 2 inquiries?

They are pretty recon friendly. Give them a call. Use the back door number in that thread.

My wallet: Newest to oldest.





Message 7 of 25
Drsgwld
Frequent Contributor

Re: Is Barclay, Discover or Chase

What does recon stand for?
Message 8 of 25
Delia72
Valued Member

Re: Is Barclay, Discover or Chase

Reconsideration. Search for Recon numbers. A good way to get a recon with Barclay's is to message them on Facebook. Many have been successful that way.
BK Discharge 5/6/14
Quizzle Score EQ 585 as of 7/14
TU 637 as of 7/14
Credit Sesame EX FAKO 653 as of 7/10/14
Goal 700 + home purchase

Cap 1 Unsecured Plat PC'd to Quicksilver
Message 9 of 25
TRC_WA
Senior Contributor

Re: Is Barclay, Discover or Chase


@Delia72 wrote:
Reconsideration. Search for Recon numbers. A good way to get a recon with Barclay's is to message them on Facebook. Many have been successful that way.

Are you talking about Barclays or Cap One?  I've done the recon with CapOne via Facebook message but I haven't found anything on Facebook for Barclays other than Barclays UK.

FICO8 current as of : ----- EQ: --- TU: --- EX: ---
Hard INQs last 12 months: EQ: 5 | TU: 7 | EX: 9
Verizon Visa $6500 Amex Delta Platinum $10,000 Care Credit $12,000
NFCU CashRewards $6000 Apple Card $2000 Best Buy $3500 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) $44k new - balance $31k/6.94%
Total CL: $45,000 --- Total CC UTI: --% --- AAoA: 5.5 years --- Income: $200k
Last app: 11-30-23
Message 10 of 25
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.