Ok, so recently just last month my bk showed on all cra's and lots of other accounts. Well I was disputed more accounts that still showed balances and not IIB. So I checked my credit report and updated, checked both myfico and equifax and they dont no report any bk at all and 90% of my accounts are gone the bad ones and even my capital one accounts are all gone. Whats strange is that, they were all there the month before, so what happened and all my inquires were like 32 and now are like 5. I finally got a dispute done for 3 accounts that I paid off a student loan and a bk account that still showed a balance, my score went up on equifax site from 585 to 638, myfico went up from 638 to 689. Like I said, strange? Any one else see this?
Here is last month;
CREDIT REPORT as of 04/07/2015
Hide All|Show All | Equifax | | |
ShowTotal Mortgage Accounts | 0 | | |
ShowTotal Installment Accounts | 2 | | |
ShowTotal Revolving Accounts | 5 | | |
ShowTotal Other Accounts | 1 | | |
ShowTotal Open Accounts | 8 | | |
CREDIT REPORT as of 05/01/2015
Open Accounts | Total# | Balance | Available | Credit Limit | Debt to Credit | Monthly Payment Amount | Accounts with a Balance |
Mortgage | 0 | $0 | N/A | N/A | N/A | $0 | 0 |
Installment | 1 | $0 | $0 | $0 | N/A | $0 | 0 |
Revolving | 3 | $ | $ | $ | 13% | $75 | 1 |
Other | 0 | $0 | N/A | N/A | N/A | $0 | 0 |
Total | 4 | $ | $ | $ | 6% | $75 | 1 |