Is it Normal?

[wahoojack13]

for you to get a bump in your credit scores the day it updates the Dishcarge?

My equifax when from 586 to 611 just from updating the credit report to show the Chapter 7 is discharged as of 12/04/2015.

Is that normal? and why?

[pizza1]

yes, normal. It just means the accts have been dissolved/done/discharged in a BK..$0 balance....Those debts arent counting towards your util anymore, but will still remain negative until it falls off from the DOFD..

Its still a negative on your reports, but the way it now reports IIB/$0 bal , no longer is counted towards your debt. Im not good at explaining stuff like this to well....but, yes, its normal to see bumps after that, and you will continue to do so, as you start to rebuild.