@linzey wrote:
After 5 long years, we were dischardged on Thursday. Applied for a Prosper loan ($2500) on Sunday. It was approved and should be deposited in my account in 2 days. Int rate was 9.4%, but being credit score obsessed, know that it is a good tradeline. Well, that got the ball rolling and just for kicks wnet car shopping. Today, we bought a 2015 Honda Oddysey for $28,000 at an unbelievable rate of 3.9%. I am completely over the moon. Now we wait out the 2 years until it falls off our reports. My eq score was 711 at dealer. I know it will take an initial drop, but am well onto 750 scores!
It was a tough 5 years, didn't think my current car would even last through it, but it paid off. For those of you who need encouragement, this is it. Life is great and I learned so much about becoming financially aware. My plan is to put $ from loan in the bank at pay it off at 18 months. There will be some awesome tradelines on my credit report in a short time.
Great story - congratulations and thanks for sharing!
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til
