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08-07-2012 03:27 PM
I was under the impression that judgements could not be filed under BK cases? When I pulled my 3 credit reports today my judgement is only showing on TU and its showing paid under BK?? Can someone tell me if this is right? I thought judgements couldnt be filed under BK? My lawyer even told me that. I also have 2 student loans showing filed in my BK.
|Type: Civil judgement in bankruptcy|
|Date filed: Nov 21, 2006|
|Date paid: Jan 13, 2012|
|Date reported: Nov 21, 2006|
|Plaintiff: Housing Authori|
|Account designator: Individual|
08-07-2012 05:07 PM
I had 6 judgements when I filed and was being garnished. All show as satisfied 0 balance after I filed. Waiting until one year from discharge to file motion to vacate and get them removed. They show on TU and EQ but not on my EX report.
08-07-2012 05:13 PM
Mine doesnt show a 0 balance. Just shows included in bankruptsy and the date paid. Trying to figure out how to have it vacated. Dont want to pay a lawyer to do that for me. It isnt showing on my other two agencies. I cant dispute it in TU cause I already have several things I am disputing and im waiting on TU to decide on them first before I can open another case.
08-07-2012 05:45 PM
I believe you have to get them removed by the court where they were filed on. Not sure where you are but where I am from I am legally able to file a motion to vacate the judgements 1 year after my bk was discharged. Then they can be removed from my reports.
I doubled check my reports and they in fact say satisfied with 0 balance as well as iib. Check your discharge report, it should say if your judgement was included.
Just wait on some of the other myficoer's advice.
08-08-2012 10:14 AM
Currious as to the process of vacating 1 yr. post. I filed chpt 7 and was discharged in 2010, I had 3 judgements iib. They are still on my reports but reflect satisfied, o bal, incl in bk7.
08-08-2012 01:42 PM
You will need to check if your state has something similar...
08-08-2012 06:06 PM
Thanks Credit_Me. Im going to check with my lawyer to see what she recommends I do. Hopefully it wont be to difficult to get it taken care of.
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