Credit Cards Center Credit cards from our partners
Established Member
Posts: 16
Registered: ‎02-12-2013

Just a question about HIPAA after bankruptcy

I'm in the process filing for bk7 right now, majority is medical debt from serious illness. So my question is once I'm discharged, can the medical debt accounts included in bankruptcy be deleted from my cr using HIPAA and if so, how would I go about it? Thanks for any info you guys can provide. I live in Minnesota if that matters.



Community Leader
Senior Contributor
Posts: 3,167
Registered: ‎07-12-2012

Re: Just a question about HIPAA after bankruptcy

I was able to get mine removed from TU. They were never on EQ for some reason and I haven't tried EX yet because I hear they are the hardest and usually won't remove them. We are not able to discuss the HIPAA process on these boards though. You can google whychat HIPAA process though. There is a particular line he tells you to add if they were iibk so look for it. Good luck!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
724 EQ FICO 09/2015
720 TU FICO 09/2015
729 EX FICO 09/2015
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.