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Just applied for Cabelas visa...

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TXinandout
Frequent Contributor

Just applied for Cabelas visa...

Got the 7 to 10 days message, we'll see.
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 1 of 14
13 REPLIES 13
Scupra
Super Contributor

Re: Just applied for Cabelas visa...

Good luck!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 14
wissam
Contributor

Re: Just applied for Cabelas visa...

30 days post discharge 

applied for cablea and approved 1500$ 

i have a master card with 3000 cl with CU 

1000 personal loan with same CU  

 

all post discharge 

 

also i have an auto loan with CU with 2.9 APR post discharge as well 

 

i still have 3 lines reporting with 0 balance survived from BK . 

 

score now TU 699 

was 642 in the day of discharge 

 

nothing negative other than BK reporting ..

 

stable income with same company since 2012 ..

 

BK was my financial angel 

 

Good luck to you 

Message 3 of 14
TXinandout
Frequent Contributor

Re: Just applied for Cabelas visa...

Thank you wissam!
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 4 of 14
kobe2012
Established Contributor

Re: Just applied for Cabelas visa...

I was approved for $1000 last month.. It was 6 months post bk .. Have $300 credit one, $300 milestone and $600 Merrick..I cut up my $300 milestone and will never use it again, will do the same for credit one .. Got approved for $500 NFCU cashrewards ...and it'll be most likely my last app for a while.. I don't wanna get into too much debt and be in the same situation as before...
Score for cabelas approval was 616 equifax.. Good luck ! 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 5 of 14
TXinandout
Frequent Contributor

Re: Just applied for Cabelas visa...

Thank you kobe2012! How long was it before you receive your decision?
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 6 of 14
kobe2012
Established Contributor

Re: Just applied for Cabelas visa...

It was instant approval ... I had to call for my credit limit


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 7 of 14
Vegas4Play
Valued Contributor

Re: Just applied for Cabelas visa...

Good luck to you

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 8 of 14
TXinandout
Frequent Contributor

Re: Just applied for Cabelas visa...

Thank you Vegas4Play!

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 9 of 14
TXinandout
Frequent Contributor

Re: Just applied for Cabelas visa...

Denied... The score that came with the letter was about 25 points lower than the one showed here (fico 8).
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 10 of 14
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