Bankruptcy

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
New Contributor
saaws
Posts: 60
Registered: ‎09-02-2010

Just filed a ch 7. can be added as an au now?

[ Edited ]
Options

‎04-23-2012 01:54 AM - edited ‎04-23-2012 01:55 AM

my live-in partner just filed a chapter 7 on 18th. I took him off from being an AU on my credit cards that we've been using for the joint household stuff. I guess it will be another 3-4 months before his bankruptcy filing is discharged.  Can I add him back onto some of my credit cards for  household stuff / rebuilding his credit now or should we wait for the chapter 7 to be discharged?

EQ 734 (2010/09) 680 (2011/08) 700 (2012/04) 701 (2013/01) | EX 737 (2011/09 AMEX) | TU 755 (2010/09) 721 (2011/09)
Amex Platinum NPSL / Blue Cash Preferred $10K | BofA Visa $9K | Discover More $8.5K | Cap1 Best Buy MC $7K | Chase Ink Bold $12.5K / Sapphire Preferred $5.5K / MileagePlus Select Visa $5K / Freedom $2K | Dell Store $3K
Message 1 of 4 (284 Views)
 
Reply
Contributor
Misshopeful72
Posts: 185
Registered: ‎03-05-2012

Re: Just filed a ch 7. can be added as an au now?

Options

‎04-23-2012 07:17 AM

I would probably wait until the bk is discharged. The cra might list the credit card as iib by error.
EQ 480 02/27/12- EQ 617 05/02/12
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico
Message 2 of 4 (271 Views)
 
Reply
Regular Contributor
TATATA
Posts: 116
Registered: ‎02-24-2010

Re: Just filed a ch 7. can be added as an au now?

Options

‎04-27-2012 12:18 AM

I agree. Wait until discharged. 

Message 3 of 4 (226 Views)
 
Reply
New Contributor
saaws
Posts: 60
Registered: ‎09-02-2010

Re: Just filed a ch 7. can be added as an au now?

Options

‎04-28-2012 05:47 PM

Thank you all! One caveat is I have a chase business card that does not report to personal credit report. Can I add him for an employee card? I don't think it will show up on his report but have no firsthand experience.
EQ 734 (2010/09) 680 (2011/08) 700 (2012/04) 701 (2013/01) | EX 737 (2011/09 AMEX) | TU 755 (2010/09) 721 (2011/09)
Amex Platinum NPSL / Blue Cash Preferred $10K | BofA Visa $9K | Discover More $8.5K | Cap1 Best Buy MC $7K | Chase Ink Bold $12.5K / Sapphire Preferred $5.5K / MileagePlus Select Visa $5K / Freedom $2K | Dell Store $3K
Message 4 of 4 (205 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+