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Valued Member
Posts: 44
Registered: ‎10-07-2007
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Just filed ch 7 yesterday (Wed, Aug 9th)

and today i receive a summary notice from medicare (I'm on disability) stating they are not going to cover $633 in total health care costs from an in-network dr i saw earlier this spring. anyone have suggestions how to handle?  is it possible to add things to bankruptcy filing between filing date and date of creditor's meeting?  thanks in advance for your advice and help.

 

Established Member
Posts: 12
Registered: ‎05-29-2017
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Re: Just filed ch 7 yesterday (Wed, Aug 9th)

You should be able to add all the way up to your 341 meeting. I would talk to your lawyer.

BK7 Discharged 7/7/17
7/7/17 scores EQ 527 TU 484 EX 547
8/17/17 scores EQ 608 TU 549 EX 606
Established Member
Posts: 15
Registered: ‎11-10-2010
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Re: Just filed ch 7 yesterday (Wed, Aug 9th)

You can add additional credit accounts but there may be a fee. Consult with your lawyer sooner than later.

Starting scores: EX: 498 TU: 514 EQ: 521
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Posts: 126
Registered: ‎11-09-2014

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

You can amend Schedule F to add omitted creditors.  The Court charges $31.00.  You can ONLY add omitted creditors for debts you ran up prior to the date you filed bankruptcy. 

 

Des.

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Posts: 9,629
Registered: ‎07-17-2013
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Re: Just filed ch 7 yesterday (Wed, Aug 9th)

Id definitely talk to your attorney about this one, because Im not sure on government agencies like medicare, whats allowed and whats not, and how it will effect your medical coverage in the future.
(BK7 d/c-08/2013/FICO-400's)---> 07/2017 FICO- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Valued Member
Posts: 44
Registered: ‎10-07-2007
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Re: Just filed ch 7 yesterday (Wed, Aug 9th)

excellent advice from all....everyone was right....awesome to see this much help avaiable...kevin

Valued Contributor
Posts: 1,283
Registered: ‎12-17-2015

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

I'm curious...this is the 3rd inquiry about this BK
Did you do the BK on your own or with one of those non lawyer places

It just seems if you had an attorney, they did a horrible job of helping you....

So was it DIY or shoddy BK lawyer?
Community Leader
Super Contributor
Posts: 9,629
Registered: ‎07-17-2013

Re: Just filed ch 7 yesterday (Wed, Aug 9th)


Gemini101 wrote:
I'm curious...this is the 3rd inquiry about this BK
Did you do the BK on your own or with one of those non lawyer places

It just seems if you had an attorney, they did a horrible job of helping you....

So was it DIY or shoddy BK lawyer?

Gemini, was thinking same thing just now. 

(BK7 d/c-08/2013/FICO-400's)---> 07/2017 FICO- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Valued Contributor
Posts: 1,283
Registered: ‎12-17-2015
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Re: Just filed ch 7 yesterday (Wed, Aug 9th)

😀
Valued Member
Posts: 44
Registered: ‎10-07-2007
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Re: Just filed ch 7 yesterday (Wed, Aug 9th)

i hired an attorney who has turned out to be worthless.  i take responsibility because i listened to a friend who recommended him and did no research to validate or verify anything beyond that.   100% my fault and  believe me  i regret it.

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