cancel
Showing results for 
Search instead for 
Did you mean: 

Just filed ch 7 yesterday (Wed, Aug 9th)

Valued Member

Just filed ch 7 yesterday (Wed, Aug 9th)

and today i receive a summary notice from medicare (I'm on disability) stating they are not going to cover $633 in total health care costs from an in-network dr i saw earlier this spring. anyone have suggestions how to handle?  is it possible to add things to bankruptcy filing between filing date and date of creditor's meeting?  thanks in advance for your advice and help.

 

11/3/17: EQ-542, TU-516, EX-532
9/10/17: EQ-539, TU-512, EX-553
8/23/17: EQ-587, TU-565, EX-580
Message 1 of 10
9 REPLIES
Established Member

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

You should be able to add all the way up to your 341 meeting. I would talk to your lawyer.

BK7 Discharged 7/7/17
7/7/17 scores EQ 527 TU 484 EX 547
12/08/17 scores EQ 662 TU 627 EX 646
Message 2 of 10
Established Member

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

You can add additional credit accounts but there may be a fee. Consult with your lawyer sooner than later.

Starting scores: EX: 498 TU: 514 EQ: 521
Message 3 of 10
Regular Contributor

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

You can amend Schedule F to add omitted creditors.  The Court charges $31.00.  You can ONLY add omitted creditors for debts you ran up prior to the date you filed bankruptcy. 

 

Des.

Message 4 of 10
Community Leader
Super Contributor

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

Id definitely talk to your attorney about this one, because Im not sure on government agencies like medicare, whats allowed and whats not, and how it will effect your medical coverage in the future.
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 5 of 10
Valued Member

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

excellent advice from all....everyone was right....awesome to see this much help avaiable...kevin

11/3/17: EQ-542, TU-516, EX-532
9/10/17: EQ-539, TU-512, EX-553
8/23/17: EQ-587, TU-565, EX-580
Message 6 of 10
Valued Contributor

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

I'm curious...this is the 3rd inquiry about this BK
Did you do the BK on your own or with one of those non lawyer places

It just seems if you had an attorney, they did a horrible job of helping you....

So was it DIY or shoddy BK lawyer?
Message 7 of 10
Community Leader
Super Contributor

Re: Just filed ch 7 yesterday (Wed, Aug 9th)


Gemini101 wrote:
I'm curious...this is the 3rd inquiry about this BK
Did you do the BK on your own or with one of those non lawyer places

It just seems if you had an attorney, they did a horrible job of helping you....

So was it DIY or shoddy BK lawyer?

Gemini, was thinking same thing just now. 

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 8 of 10
Valued Contributor

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

😀
Message 9 of 10
Valued Member

Re: Just filed ch 7 yesterday (Wed, Aug 9th)

i hired an attorney who has turned out to be worthless.  i take responsibility because i listened to a friend who recommended him and did no research to validate or verify anything beyond that.   100% my fault and  believe me  i regret it.

11/3/17: EQ-542, TU-516, EX-532
9/10/17: EQ-539, TU-512, EX-553
8/23/17: EQ-587, TU-565, EX-580
Message 10 of 10