Well yep you should have filed when you didn't have anything but that's water under the bridge now.
But yes you can still file bankruptcy but you will have to do a chapter 13 with payments for 5 years. At that salary there is no way you can get away with 3 years.
Most people who have steady employment are forced into a chapter 13 versus a 7. The income qualifications for a chp 7 goes back for 6 months and that's why you should have filed when you had no source of income. Nonetheless, at your salary you should be okay making those payments. One hint of advice....list EVERY expense you can think of that you legitimately pay and let your attorney tell you what you can and cannot claim. The more expenses you can substantiate, the lower the payment to the courts.
Good luck.
Starting Score: TU 477 EQ 533 BK 1/27/2012
If you just got the job, you might be OK for a 7 if you act fast. The means test looks at your last 6 months of income, not your present income. So, if you were 0 for the last 5 months and $16K this month, you'll most likely still be under the means (depending on state).
Get to an attorney quick, and get yourself filed before those paychecks start rolling in!
-SM
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