02-05-2014 02:28 PM - edited 02-05-2014 02:31 PM
Wow!!! I have never worked in the BK field, but I should have had your attorney maybe instead of mine. He used to send out letters every few months with reminders of things to do and not to do.. Applying for any credit was a no no. I use to get letters from Cap 1 and Credit One during BK but shredded them. Probably just a difference in lawyers... but the good thing is you are well on your way to re-establishing your credit and that is a wonderful feeling. Good luck.
02-12-2014 11:39 AM
My scores were 528 EX - 626 TU - 639 EQ
I recieved a heftt 16% APR for my car loan but Im happy. Prior to BK this was something I was never able to achieve and I recently recieved a nice promotion at work.
I plan on refinancing anyways at around the 6 month mark with a local credit union.
Congratulations!! If you don't mind what were the terms of your Capital One Auto loan and what were your scores?
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