Anyone else just starting out with bankruptcy like me? No disrespect to anyone but I see posts where people are half way through or at the tail end of their bankruptcy. And some who have filed years ago. While its encouraging to know you're not alone it can also help to know someone is just starting out, basically in infantry stage of this...:/
I'm going in today to go over everything and sign paperwork and my nerves have taken over again.
Collector called a family member looking for me. I immediately called them back and informed them to contact my attorney. The moment I asked if she was ready to take the information. The woman became snippy and sounding annoyed. She asked me to hold the line and I was transferred to her supervisor. Another woman came on the line and started saying things about charge offs and proceeded on about programs they could offer me. I responded with I'm not calling to discuss anything other than to give you my attorneys contact information and to request for your business not to contact my family members.
This is nerve wrecking. They need to offer free counseling for the angst and stress you go through in the bankruptcy life cycle. JMO
I'm going in today to go over everything and sign paperwork and my nerves have taken over again.
Collector called a family member looking for me. I immediately called them back and informed them to contact my attorney. The moment I asked if she was ready to take the information. The woman became snippy and sounding annoyed. She asked me to hold the line and I was transferred to her supervisor. Another woman came on the line and started saying things about charge offs and proceeded on about programs they could offer me. I responded with I'm not calling to discuss anything other than to give you my attorneys contact information and to request for your business not to contact my family members.
This is nerve wrecking. They need to offer free counseling for the angst and stress you go through in the bankruptcy life cycle. JMO
For you and the family. Dont answer the calls. Go to the lawyer. Pay him/her their fees. They file all you have to give them and sign a bunch of papers, and the automatic stay kicks in within a few days. Then you can answer the phone again.
All fees have been paid. I'm going in to review everything and sign this afternoon.
Thank you for your response.
Thank you for your response.
Cool! Good luck. Been in your shoes. Meeting of the Creditors was my next shaky moment. Lawyer said no one shows up. Quit worrying. Walked out 5 mins later. Ahhhh. Then when that DC paper came in the mail. One big sigh of relief. A new life. 
We've officially filed today. Thankfully the creditor called my mom and she knows what we've been going through so I wasn't too embarrassed :/ Thank you for responding and best of luck to you too
My 341 meeting is next week. I am so nervous and want to get pass this.