My credit took a pretty rough hit about a year ago and I racked up about $25k in revolving debt. I'm getting ready to file for Chapter 7 BK (that is what the attorney I consulted with said I qualify for) and I want to come out of this with a strong new rebuild. In the past few months I have opened a secured card and a Fingerhut account. If both are at a zero balance when I file, will I be able to keep these accounts open and benefit from their positive history? Sorry if this is an obvious question, I forgot to ask during the consultation.
