@Doreydo wrote:I've never written in before, although I've been lurking and learning for many years. I have one more payment to make in my Chapter 13. I'm absolutely dying and impatient. I look at the NDC every day for absolutely no reason, I pull my credit reports, think about what I need to fix, think about rebuilding my credit. I had great credit for years (until a terrible divorce and spousal drug addiction) and it has been absolute torture to not be financially independent (at least credit wise). I have a fabulous career and live like I barely work. I am ready to live again!! And I know this is just the beginning of the wait for my discharge and to get my scores back up....I am so ready and I just want to say thank you for everything I've learned from all of you.
You're welcome and congrats... Be prepared for another wait once you make your final payment.
An audit and other bookkeeping is done... your creditors also have an opportunity to chime in with any objections to your discharge I believe. My point is don't expect a discharge the next day. It's a 30-120 day wait... I sent my final payment on 2/11/13 and didn't get my discharge till 5/7/13.
Best of luck to you, a new start is right around the corner.