Reply
Established Member
MzKitty
Posts: 11
Registered: ‎03-29-2013
0

Late payment showing after discharge

After cleaning up my Experian every account shows IIB $0 Balance, but has a fresh derogatory mark or late for March 2013. I filed Nov 2012 discharged March 2013. Can this be reported as a late payment?

Starting TU 520 EQU 505 EX 520
Current TU 623 EQU 579 EX 588 (updated 8/23/2014)
Goal Score: 680

Take the myFICO Fitness Challenge!
Frequent Contributor
Countingpennies
Posts: 465
Registered: ‎02-14-2013
0

Re: Late payment showing after discharge

Does it actually show 30, 60, 90 or CO for the March date?
New Contributor
d12
Posts: 63
Registered: ‎08-14-2012
0

Re: Late payment showing after discharge

My Chapter 13 discharged April 2012 and my credit card iib reported me derogatory as of that date, and it had been 5 years.

Cap One Quicksilver ($10,000); Barclays Rewards WMC ($7200); Lowes ($4050); Wal-mart ($3250); HSN ($1800); Amazon ($2300); Sportsmans Guide Visa ($1400); Target ($700); Victoria's Secret ($900)

EX: 806, EQ: 780, WM TU: 806

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}