Regular Contributor
Posts: 162
Registered: ‎02-16-2011

Length of time dismissed chapter 13 on TU?

I believe i read somewhere that a dismissed chapter 13 will stay on EQ for 10 years but isn't it only supposed to stay on TU and EX for 7 years?  I recently pulled my TU and its showing a BK from 8 years ago...

Starting Score: 593 EQ
Current Score: EQ 739 TU 755 EX 730
Goal Score: 800

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Moderator Emeritus
Posts: 4,470
Registered: ‎12-31-2008

Re: Length of time dismissed chapter 13 on TU?

Yes - you are right. 

Dismissed CH 13's do report on TU and EX for 7 years; on EQ for 10 years.

Discharged CH 13's report 7 years on all three.

And CH 10's report for 10 years on all three.


Is the TU report showing a CH 13 or a CH 10 BK?

Just puttin' syrup on something, don't make it pancakes.
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