02-06-2014 08:03 AM
First of all I want to thank everyone here for all the great questions and thoughtful answers on this board. I have been a very occasional poster but a very frequent lurker and have found much useful information; as well as inspiration from other people's stories as I slogged through the loooong Ch 13 process. That said, I have a couple of questions now that the end is near.
I filed in April of 2010 and had a 46 month plan approved. The payment I sent in January of 2014 was the 46th and last scheduled payment. Now I'm curious as to the process and timeframes I can expect moving forward. The trustee's website shows a remaining base plan balance of $0 but it also shows 1 payment remaining. The status of the case has changed to say "J - Completed." (not sure what that means exactly). I have also received in the mail copies of a "Notice of Final Cure Payment" as well as a "Trustee's Omnibus Objection to Claims and Notice of Response Deadline." Should I go ahead and continue making payments until I am notified to stop? How long does it usually take from this point to receive a discharge and put this whole ugly chapter behind me for good? Btw, I live in and filed in Indiana. I would welcome any insights from the board.
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