cancel
Showing results for 
Search instead for 
Did you mean: 

Looking at my credit report and debts not saying included in BK

New Member

Looking at my credit report and debts not saying included in BK

How do I get this resolved??? I have tons that say not included.  I was discharged Nov. 2012.  I know this is hold my credit score back because I have already started to rebuild.   Thanks for any help!

Message 1 of 2
1 REPLY
Established Contributor

Re: Looking at my credit report and debts not saying included in BK

Dispute them with each CRA. Many recommend doing this by mail. I had good luck getting most of them to update by online dispute. Some, I had updated by phone call dispute, and in the case of a dismissed BK judgement had to fax in the order. Took 3 or so rounds to get them updated. I have 1 stubborn acct. left on EQ.

It takes some patience, because when you dispute, they have 30-45 days to respond, although I found most were much quicker.

All BK'd accounts should say 0 balance and included or discharged in BK. You should also have no collection accounts.
Message 2 of 2