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Macy's after BK

New Contributor

Macy's after BK

Does anyone know if Macy's will re-open your account if you filed a chapter 7? I would like to pay the balance off and see about opening it up again.


1/1/2015 TU: 675, EP: 642, EQ: 645
TU: 638
Since:
Fingerhut $1800/ Discover It $2200/Macy's $1000/ Loft $250/ VS $250/ New York & Co $250> In Repair Mode!!!!
Message 1 of 5
4 REPLIES
Established Contributor

Re: Macy's after BK

Macy's blacklists those who filed for bk and included them

Message 2 of 5
Valued Contributor

Re: Macy's after BK


granny031350 wrote:

Macy's blacklists those who filed for bk and included them


Dang!

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 3 of 5
New Contributor

Re: Macy's after BK

i sent a gw to maycs about a week ago. i got a letter back in the mail yesterday that said they woudlnt delete the account off my cr, but that they will reconsider anyone who filed a BK with them in it after 4 years from date of filing. this wasnt some form letter either, it was definetly written out by someone addressing my specific requests and concerns,  it was definetly from someone high up, addressed from the exec office.  So give it at least 4 years....

Message 4 of 5
New Contributor

Re: Macy's after BK

Thanks Krisg88!


1/1/2015 TU: 675, EP: 642, EQ: 645
TU: 638
Since:
Fingerhut $1800/ Discover It $2200/Macy's $1000/ Loft $250/ VS $250/ New York & Co $250> In Repair Mode!!!!
Message 5 of 5