I wanted to let everyone know about the credit union I just found. Its called Arbor financial credit union in Michigan. I am fresh out of a discharged bk7 not even a month and they extended to me a 1000 unsecured loan, which we took 500 of to make a secured loan also. Very easy to deal with and very friendly. They use TransUnion only. I got approved with credit score of 497 and income of $1800 a month. When I asked if they are bk friendly she explained that they understand things happen and bankruptcy isn't an automatic denial and they want to work with people. I highly recommend them!
