Reply
Established Contributor
Posts: 753
Registered: ‎03-27-2013
0

Re: Midland Reaging After BK7...

@pennies,

 

same here too, i couldnt get get any1 on the freakin phone so i sent them a certified mail today. 

 

like i said pennies i included bk papers and my discharged nitice as well...

 

thanks,


BK 7 Discharged 6/12 (Burned Amex, Chase and Citi)
Order of approvals...
Established Contributor
Posts: 753
Registered: ‎03-27-2013
0

Re: Midland Reaging After BK7...

@scupra,

 

hey scupra, u said u actually talked to them?

 

and how long did it take u to get some1 on the phone?

 

they put me on hold and i hung up and sent my papers via certified mail today.

 

i need to work on my patience.....


BK 7 Discharged 6/12 (Burned Amex, Chase and Citi)
Order of approvals...
Valued Contributor
Posts: 1,739
Registered: ‎07-12-2012
0

Re: Midland Reaging After BK7...

It took maybe 2 minutes of wait time. I called at about 3pm during the day. Like I said, he apologized for the mistake and told me it would be taken care of before I even had a chance to talk. Hopefully this goes away quick!!!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
696 EQ FICO 01/2015
686 TU FICO 01/2015
678 EX FICO 01/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $6k Barclay Arrival WEMC | $5k Cap1 Quicksilver | $2.5k Amazon Store | $10k Cap1 VentureOne
Established Contributor
Posts: 753
Registered: ‎03-27-2013
0

Re: Midland Reaging After BK7...

i just called and they r closed...

 

my usaa EX says that i am a high risk now.........

 

like i said earliar....i sent them copy of my IIB list with my discharged paper.

 

Do u know if i did this right? as far as what i just sent today?

 

just curious....


BK 7 Discharged 6/12 (Burned Amex, Chase and Citi)
Order of approvals...
Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Midland Reaging After BK7...

Another poster had them report again after it had been deleted.  He called them, they admitted the error and are removing it.

 

With the amount of posters this is happening to it seems Midland may not have updated their tapes that are sent to the CRAs.

Established Contributor
Posts: 753
Registered: ‎03-27-2013
0

Re: Midland Reaging After BK7...

@scupra

 

b4 u has a chance to talk?

 

i dont get it...

 

u mean u didnt say NOTHING AT ALL?

 

and they just said they will take care of it?

 

but anyhow, hope it works out.


BK 7 Discharged 6/12 (Burned Amex, Chase and Citi)
Order of approvals...
Established Contributor
Posts: 753
Registered: ‎03-27-2013
0

Re: Midland Reaging After BK7...

@guines

 

what do u mean by tapes?

 

guiness, i like to ask u a question please....

 

today, i sent midland my copy of IIB lists and discharged notice via certified mail.

 

do i or should i be also calling the midland as well as the bureaus (with bureaus, what am i suppose to say to them?) just called midland and they r closed.

 

or wait and hope midland update my accts soon, like real soon?

 

my usaa EX says that i am now a high risk.(EX score already dropped by 68 points on wednesday)

 

midland reported 5 collect accounts and its killing me right now.

 

what more can i do in the mean time?

 

 


BK 7 Discharged 6/12 (Burned Amex, Chase and Citi)
Order of approvals...
Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Midland Reaging After BK7...

A tape is the media they use to update the CRAs.  Due to the number of posters that all had previously deleted BK accounts pop back up, IMO, the tape was not updated before it got sent again.

 

If they reinserted it and it is their error, they will delete.  Call them Monday morning.

 

You can try calling the CRAs but I honestly don't know what they will do.

Frequent Contributor
Posts: 465
Registered: ‎02-14-2013
0

Re: Midland Reaging After BK7...

[ Edited ]
All of us (that have been updating our posts) that had this happen, called Midland, They will put you on hold for a few minutes and someone with the authority will pickup. They already know they made a mistake. They already know you have a bankruptcy. When you call on Monday, give the CSR the information to identify you and the account. When he/she puts you on hold, don't hang up, it will only be a few minutes. The next person to pick up the phone will most likely apologize to you, and say they will remove the account(s) within a few days.

You don't need to send them anything. Midland made a mistake, and now that so many have called about it, they know about it and want to fix it. Call them on Monday.

You can call the CRAs if you want. They will only be able to open a dispute and then have to notify Midland and wait for the response from Midland.
Frequent Contributor
Posts: 465
Registered: ‎02-14-2013
0

Re: Midland Reaging After BK7...

Update: My two Midland accounts are OFF Experian as of tonite, still on EQ and TU but they're slower to update.

We have a few threads on this so I'm updating wherever I can. Just trying to let those in the same situation know, Midland is really removing these accounts. Yeah!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}