06-28-2013 05:04 PM
06-28-2013 05:09 PM
06-28-2013 05:35 PM
It took maybe 2 minutes of wait time. I called at about 3pm during the day. Like I said, he apologized for the mistake and told me it would be taken care of before I even had a chance to talk. Hopefully this goes away quick!!!
06-28-2013 05:45 PM
i just called and they r closed...
my usaa EX says that i am a high risk now.........
like i said earliar....i sent them copy of my IIB list with my discharged paper.
Do u know if i did this right? as far as what i just sent today?
06-28-2013 05:47 PM
Another poster had them report again after it had been deleted. He called them, they admitted the error and are removing it.
With the amount of posters this is happening to it seems Midland may not have updated their tapes that are sent to the CRAs.
06-28-2013 05:48 PM
06-28-2013 05:56 PM
what do u mean by tapes?
guiness, i like to ask u a question please....
today, i sent midland my copy of IIB lists and discharged notice via certified mail.
do i or should i be also calling the midland as well as the bureaus (with bureaus, what am i suppose to say to them?) just called midland and they r closed.
or wait and hope midland update my accts soon, like real soon?
my usaa EX says that i am now a high risk.(EX score already dropped by 68 points on wednesday)
midland reported 5 collect accounts and its killing me right now.
what more can i do in the mean time?
06-28-2013 06:23 PM
A tape is the media they use to update the CRAs. Due to the number of posters that all had previously deleted BK accounts pop back up, IMO, the tape was not updated before it got sent again.
If they reinserted it and it is their error, they will delete. Call them Monday morning.
You can try calling the CRAs but I honestly don't know what they will do.
06-28-2013 06:40 PM - edited 06-28-2013 06:44 PM
06-28-2013 07:34 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO