Mortgage After BK7

Anonymous · ‎01-04-2016

Good afternoon,

My wife and I are looking to puchase a new home. She has 5 star credit but her income level is sufficently lower than mine. I will only be one year past discharge of my chp 7 on the 14th of this month. How far past bk do I have to be to add my name to a loan and what kind of loan would that be? Is there a way we can add my income if she applies alone?

Thanks for your responses.

Scupra · ‎01-04-2016

There is no way to add your income if she applies alone. FHA has a back to work program you could use IF you qualify. Good luck!

Anonymous · ‎01-04-2016

Thanks