Credit Cards Center Credit cards from our partners
Regular Contributor
Posts: 179
Registered: ‎12-19-2007

Mortgage deleted... HELP!

We have recently discharged from a chapter 7 and as I sent first disputes to ensure reporting is correct for my wife's TU report... they deleted the whole tradeline!

Now prior to the chapter 7 we were behind on the mortgage and have since received a loan modification and are on our last trial payment. So there were some good payments and some bad (bad being most recent t)

My question is should I be worried about this? If so how do i get it back on?
Established Member
Posts: 113
Registered: ‎12-04-2012

Re: Mortgage deleted... HELP!

I say you file another dispute in writing and state that the mortgage TL has been unduely deleted. That should bring things on track and also, check to see if the mortgage is being reported correctly once the TL has been restored.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.