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My rebuild story :)

tag
Scupra
Super Contributor

Re: My rebuild story :)

Thank you so much everyone! It felt so good to not hear a single question about the bankruptcy and be approved. Here is the new baby

 

IMG_7901.JPG

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 261 of 279
Anonymous
Not applicable

Re: My rebuild story :)

Congrats! I chose white for my BMW too. 

Message 262 of 279
Scupra
Super Contributor

Re: My rebuild story :)


@Justagirl73 wrote:

Congrats! I chose white for my BMW too. 


You can't beat pearl white Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 263 of 279
AverageJoesCredit
Legendary Contributor

Re: My rebuild story :)

Nice ride ScupraSmiley Happy I can only afford a toy model but i can appreciateSmiley Wink
Message 264 of 279
Scupra
Super Contributor

Re: My rebuild story :)


@AverageJoesCredit wrote:
Nice ride ScupraSmiley Happy I can only afford a toy model but i can appreciateSmiley Wink

Thank you! You would be surprised at how well this car leases actually.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 265 of 279
Anonymous
Not applicable

Re: My rebuild story :)

Congrats!!!!!

 

Glad to see you still around and doing well!

Message 266 of 279
Scupra
Super Contributor

Re: My rebuild story :)

Thank you @Anonymous
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 267 of 279
Scupra
Super Contributor

Re: My rebuild story :)

Got my semi-annual $500 increase on my Quicksilver card Smiley Happy Small but welcomed

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 268 of 279
Scupra
Super Contributor

Re: My rebuild story :)

Well, I filed BK7 7/2012 and gave myself some goals to accomplish. Today I can check off another goal I had, American Express Smiley Very Happy I was waiting until 8/01 to give it a go, that way I am a full 5 years post file date. I checked the pre-qual link and it couldn't find anything for me. I finally decided upon the Blue Cash Everyday and hit the submit button on the app. I closed my eyes and finally told myself, "oh well if you get declined, it's one app" when I opened my eyes it was asking me something about adding more cards. I quickly hit skip and finally got an APPROVAL page! I was totally shocked that my SL is $20k, I have been reading that the BK will potentially stop me from getting any CLI's past my SL so I am a happy camper.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 269 of 279
luxeprw9
Frequent Contributor

Re: My rebuild story :)

Fantastic!!  Congrats on an amazing SL!  Well worth the wait!!

FICO Score 8 as of 07/23/18
EQ - 770
EX - 757
TU - 741
Goal: 800
Message 270 of 279
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