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Trying to get NFCU CLOC...... Approved a month ago for Cash Rewards card 1k. FICO EQ 627 EX 649 TU 665
@KJT wrote:Trying to get NFCU CLOC...... Approved a month ago for Cash Rewards card 1k. FICO EQ 627 EX 649 TU 665
How far post d/c are you?
10 1/2 or 11 months. September will be 1 year.
@KJT wrote:10 1/2 or 11 months. September will be 1 year.
I think it is very possible to walk away with an approval now. If you can, I would wait until one year though. Will probably get better approval terms
Great, I also recall my internal NFCU score being 355.....
@KJT wrote:Great, I also recall my internal NFCU score being 355.....
Hmm. I think NFCU uses FICO 04 for lending decisions. All of memory though so don't hold me to that
Thanks for the information!!!