ok, thank you. How long did you have your secured card before they converted or approved you for a separate unsecured card. I currently have a pledge loan with them. It's set to e paid in full by March. I'll open the secured card by then.
Within 1 year after discharge policy is to deny applications other than secured cards. 12-24 months after discharge, if approved, the max. credit limit is $1,000.
Generally, secured accounts are reviewed after 13 months, but many have reported early graduations to an unsecured card.
I was discharged in September and approved for the card at the end of October. I applied for another card but the denial letter suggested the secured card. I called the number on the letter.