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NFCU Member & Filing BK

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Bruiser
Regular Contributor
‎09-15-2014 05:50 AM
‎09-15-2014 05:50 AM

NFCU Member & Filing BK

Anyone have any experience with being a member of NFCU and then filing bankruptcy? I do not owe them any money, but I have a checking/savings account with them.

 

I don't care if they temporarily freeze my money. But I would like to know if they will keep me as a member or if I should close my account before filing BK and then just re-open again after discharge.

 

Thanks for any information.

BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 1 of 3
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Scupra
Super Contributor
‎09-15-2014 09:55 AM
‎09-15-2014 09:55 AM

Re: NFCU Member & Filing BK

@Bruiser wrote:

Anyone have any experience with being a member of NFCU and then filing bankruptcy? I do not owe them any money, but I have a checking/savings account with them.

 

I don't care if they temporarily freeze my money. But I would like to know if they will keep me as a member or if I should close my account before filing BK and then just re-open again after discharge.

 

Thanks for any information.

As long as you don't owe any debt to them you should be ok. YMMV

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
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Bruiser
Regular Contributor
‎09-16-2014 03:31 AM
‎09-16-2014 03:31 AM

Re: NFCU Member & Filing BK

Thanks. I'm hoping so. I don't owe them any debt or money and have a positive checking/savings account.

BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 3 of 3
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