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NFCU Personal Loan

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Scupra
Super Contributor

Re: NFCU Personal Loan


@Anonymous wrote:
Thanks Scupra! Should I do it over the phone or online?

Whatever way is most comfortable to you. Good luck, I will cross my fingers for you.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 11 of 21
Anonymous
Not applicable

Re: NFCU Personal Loan

A no go with Carecredit as I expected I think they have me on the block list or something
Message 12 of 21
michaels88369
Frequent Contributor

Re: NFCU Personal Loan

How does the COC with NFCU actually work?
Credit conscience!
Message 13 of 21
michaels88369
Frequent Contributor

Re: NFCU Personal Loan

CLOC*
Credit conscience!
Message 14 of 21
Scupra
Super Contributor

Re: NFCU Personal Loan

Either overdraft protection or you can write checks from the account.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 15 of 21
alisadarrick
Regular Contributor

Re: NFCU Personal Loan

HI Alexanderia - Did you hear anything from NFCU?

BK7 Meeting of Creditors 12/14 Discharged 2/15
EQ 630
EX 631
TU 653
Message 16 of 21
Anonymous
Not applicable

Re: NFCU Personal Loan

Yep, and they denied me. I've had Navy since May 2015 and they give me no love on credit increase not sure what I am doing wrong
Message 17 of 21
alisadarrick
Regular Contributor

Re: NFCU Personal Loan

Sorry to hear that.  Did you try for an increase on your CLOC and your credit card?

BK7 Meeting of Creditors 12/14 Discharged 2/15
EQ 630
EX 631
TU 653
Message 18 of 21
Anonymous
Not applicable

Re: NFCU Personal Loan

Yep and they both said no. I was approved for my procedure through United Medical Loan but I would of rather NF have me a chance I'll just keep waiting
Message 19 of 21
0REDSOX7
Valued Contributor

Re: NFCU Personal Loan

I am shocked at Synchrony denying you for their Care Credit.  I burned them for just under $500 (but total to GECRB/now Synchrony for about $2100) and they let me back in seven months post discharge AND gave me a $3,000 limit.  They are certainly the odd, for sure.

BK Discharge 2/11/14

Currently in the garden.
Message 20 of 21
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