cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU Visa APPROVED!!!! (Post bk 7) :):)

tag
Scupra
Super Contributor

Re: NFCU Visa APPROVED!!!! (Post bk 7) :):)


@mrsellis813 wrote:

They declined me for a secured as well, I don't know what to do 


Is your BK reporting as discharged? I applied for the secured nRewards before my Bk was reporting as discharged and was denied as well. I had to upload documents proving I had been discharged first. I guess I should ask if they gave you a reason for denial first..

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 21 of 22
mrsellis813
New Member

Re: NFCU Visa APPROVED!!!! (Post bk 7) :):)

This is what the rejection says...

 

  • Serious delinquency and public record or collection filed
  • Length of time since derogatory public rec or collection too short
  • Number of accounts with delinquency
  • Time since delinquency is too recent or unknown
Discharged 10/17/13

Fingerhurt Fresh Start


Starting Score: 512
Current Score: 512
Goal Score: 800


Take the myFICO Fitness Challenge
Message 22 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.