NFCU mortgage loan 2 years post Chapter 7...

[Anonymous]

I have a Chapter 7 bankruptcy discharged on 12/22/2014. I plan on applying for a NFCU mortgage in the near future. Has anyone went through the this process with them? What were you asked for? What were your Fico scores? What was your debt to income ratio? Was your loan FHA, conventional or VA? 

-My current Fico 8 scores are EX: 619 TU:622 EQ: 597

-I have 3 Credit cards: 12 months old, 2 months old and 1 month old.. NO LATES.. NO BALANCE

-2 car loans: 12,000 balance, 17,000 balance 

-INCOME: $48000

[Scupra]

I don't have any personal experience but you should head over to the mortgage sub forum. There is a TON of complaints about the process unfortunately.. So many I didn't even app with them. Good luck! 

[Anonymous]

Did you get any additional info? Did you apply?