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@Anonymous wrote:
Soooo....I'm at work minding my business and I get a call fromNFCU a really nice lady welcoming me to the NF family and she is telling me all the great thing about NF and their products. She goes on to tell me about the CC cash reward and the Line of credit now I personally was going to wait until my score went up a bit but after reading all of the approvals and CC with them and of course her persuasionlol she helped me apply for both the CC and line of credit. Well after about an HR I was approved for the line of credit! Only 500 because that is what she put down she stated ask for the lowest and I could always ask for more cause if I ask for more now and they deny me they won't counteroffer. Still waiting to hear back on the CC now my question is would I be wrong to ask for a credit line increase on the line of credit say like next week? Or just be happy I have it now and wait a few months before asking for the increase?
Well congrats on the LOC approval! You could possibly call or send a secure message asking if you qualified for more. I wouldn't want to take another HP just yet though Good luck on the credit card, crossing my fingers for you!
@Anonymous wrote:
Thank you! Yea I think I'll wait on the HP I'm just happy that I was approved!
I bet! NFCU seems a bit stricter on LOC fresh out of BK! So you getting in at all is great. Navy will obviously grow with you so no worries!
I have NO complaints about Navy! Glad you are having a good experience as well.
@Anonymous wrote:
Logged on and saw I was denied for the credit card. I sent a message asking them the reason and that I was trying to build a relationship with NF so we will see what happens.
Oh no! Hoping for the best, let us know!